1 thought on “What are the Tianjin loan companies?”

  1. At present, Tianjin's common loan aid companies include: shooting loans, you and I loans, I come to loan, Renren's loan, and so on.
    [Extended information]
    , as the name implies, the help of loan is to assist in lending. Deeper deeper is to help institutions that can lend loan to lend and earn fees from them.
    If according to the definition of the Beijing Internet Finance Association, the loan -aid business refers to the use of the advantages of customer acquisition, risk control and post -loan management advantages to help the loan assistance institutions (including licensed financial institutions, financial institutions, and financial institutions. ) Recommend borrower, after the final trial of the fund party, complete the loan issuance and obtain the relevant service fee business.
    The definitions involved two objects: capital side and loan assistance institution.
    The fund side, that is, fund providers, mainly banks, insurance, trust, asset management, financial companies, small loan companies, consumer finance companies, etc.
    The loan aid institution is divided into licensed institutions and non -licensed institutions. According to the types of licensed licenses, licensed institutions can be divided into loan licenses and loan aid institutions and credit licenses.
    The rise of the rise:
    in recent years, whether it is regulatory policy or operating pressure, it is promoting financial institutions to increase inclusive financial expansion, but they often do not have enough sinking ability; Science and technology companies have accumulated a considerable scale of inclusive customer base and business experience, and have formed a certain scientific and technological capabilities in terms of customer acquisition, risk control, and operation. In this context, a loan assistance institution and financial institutions are in line, prompting the full rise of loan -aid models, and becoming a booster for exacerbating industry differentiation.
    Ittically, financial institutions have funds but have no risk control technology, and loan aid institutions have technology and no funds. On the one hand, financial institutions need to be sinking, and on the other hand, the loan -aid institution needs to survive, so it naturally produces interest cooperation.
    The loan aid mode:
    The loan aid mode here is more accurate. It should be the bottom model. Based on its own flow and risk control advantages, the loan -aid institutions have realized the revenue of traffic and risk control capabilities through cooperation with the funds. The funding party is based on its own risk control capabilities, or in order to prevent the risk of fraudulent fraudulent risks in the fund. Usually, the loan aid institution provides the bottom of the loan clients they recommend. Depending on the three types of different loan aid institutions, different loans will have different loans.

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